When my daughter became sick with a serious eating disorder eight years ago, I found few local resources and limited treatment options. Insurance denied my daughter treatment randomly and often. When we were denied coverage for treatment, I became outraged and she became sicker. I remember thinking, “Is this legal?” Sadly, I learned that while not exactly legal, enough loopholes existed in the system to make denial of treatment possible. Here we were dealing with the most serious, complex, and fatal of all mental illnesses, yet we were unable to get our daughter care.